
Your world
All your accounts.
One connected wallet.
Your banks, mobile money, savings, and everyday payments. Connected in one beautifully simple wallet. Made for every version of you.
Personal · Business · Community

NAFLIS
Personal
Save, budget &
reach your goals.
Save flexibly, lock money away, or build towards a goal. Budget with confidence and grow together with transparent susu groups.
Credit & pay later • Eligibility applies

NAFLIS
Business
Manage your business.
From your wallet.
Your complete business financial management system. Track sales, invoices, receipts, expenses, and inventory, and prepare a loan-ready dossier—all from your wallet.
Connect banks and mobile money

NAFLIS
Organizations
Collect contributions.
Account for every cedi.
A wallet for NGOs, associations, and community groups. Collect membership dues, contributions, and donations, with transparent records and automatic deductions.
Schedule recurring contributions

NAFLIS
Schools
Bill a whole class.
Track every payment.
Bring school finances into one place. Bill a whole class, send fees to parents, and keep track of payments without chasing paperwork.
Every payment. Every receipt.

NAFLIS
Parents
Send money. Pay fees.
Guide their spending.
Link your wallet to your child’s. Pay school bills, send money directly, and set spending controls that grow with their independence.
Manage allowances and school bills

NAFLIS
Students
Receive from home.
Save & pay by card.
Receive money from home, spend with your card, and build better money habits. Your campus life, with a little more freedom.
Refer & earn • Lifetime rewards under program terms

NAFLIS
Smarter money
Understand your spending.
With your AI guide.
Meet your AI financial guide. Understand your spending, get a receipt for every transaction, and download your monthly financial overview in one click.
Spend directly from linked banks and mobile money.

NAFLIS
Manager
Help businesses grow.
Earn as their manager.
Onboard businesses, guide their use of Naflis, and help with financial records, branding, and loan dossiers. Earn by helping informal businesses become organized, formal enterprises.
Help businesses build a stronger financial foundation.

NAFLIS
Agent
Turn cash into wallet funds.
Earn on cash services.
Help customers deposit cash into Naflis or withdraw wallet funds as cash. Earn by bringing everyday cash-in and cash-out services to your community.
Connect everyday cash with the Naflis Wallet.

NAFLIS
Organizations · Churches
Collect offerings & tithes.
Care for your community.
Bring offerings, tithes, welfare dues, and church contributions into one wallet. Schedule deductions and keep clear receipts and reports for every collection.

NAFLIS
Organizations · Associations & NGOs
Collect dues & donations.
Fund your shared purpose.
Collect membership dues, contributions, and donations for your association or NGO. Track every payment, automate recurring dues, and keep members informed.

NAFLIS